Bank Performance Ranking, April 2019
Automatically translated summary. The full text is available in Romanian.
At the end of April 2019, the Moldovan banking sector remained stable, according to the bank performance ranking. Key financial and prudential indicators stayed within or above the limits set by the central bank, with the sector profitable, adequately capitalised and highly liquid in the short term.
Solvency ranged from 18% to 71% across banks. Liquid assets made up about 53% of total assets, against 43% for loans, though long-term liquidity was less comfortable. The non-performing loan ratio was about 10.9%, ranging from 5% to 25%. Banks earned MDL 746 million in the first four months of 2019, some MDL 191 million more than a year earlier.
Lending posted one of its largest increases in three years: the loan stock reached about MDL 37.5 billion, up 15% year on year. Loans in lei grew 21% and foreign-currency loans 7%. Real estate loans rose 64%, construction 30% and consumer loans about 30%. Moldova-Agroindbank topped the ranking, followed by Moldindconbank, MobiasBanca and Victoriabank. Together they hold about 89% of sector profit and 80% of bank assets.
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