Bank Performance Ranking, August 2018
Automatically translated summary. The full text is available in Romanian.
The Bank Performance Ranking for the end of August 2018 shows that the main financial and prudential indicators of Moldova's commercial banks remained stable. Capital and liquidity stay well above regulatory limits, banks keep accumulating profit, and lending has picked up slightly, led by loans to individuals.
The total own funds ratio stood at about 28.5% for the whole sector, ranging from 19.8% to 63% across banks, against a National Bank of Moldova minimum of 10%. Liquidity was about 56%. Profit reached MDL 1.2 billion, reduced by a loss at one bank, B.C. Eximbank (MDL -92.4 million). The loan stock reached MDL 33.9 billion, up about MDL 500 million on July, driven by food industry (+MDL 153 million), consumer (+MDL 144 million) and property loans (+MDL 134 million), while energy loans fell by MDL 40 million. The non-performing loan ratio was about 14.2%, ranging from 5% to 33%.
The ranking is led by three systemically important banks: Moldova-Agroindbank, MobiasBanca and Moldindconbank. They account for about 85% of sector profit and 60% of total assets.
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