Expert-Grup

Bank Performance Ranking, March 2018

Sectorul financiarWednesday, 25 April 20185566 views

Automatically translated summary. The full text is available in Romanian.

The Independent Think Tank “Expert-Grup” has published its bank performance ranking for March 2018. At the end of the first quarter of 2018, the main financial and prudential indicators of Moldova's commercial banks remained above National Bank of Moldova limits, though at the price of considerable opportunity costs.

Capital adequacy stayed above 30% across the sector, and liquid assets approached 57% of total assets, exceeding 74% at some banks. Banks earned a total profit of MDL 522.3 million in the first three months, while BC Eximbank posted a loss of about MDL 8 million.

New loans reached roughly MDL 5.7 billion, 5.4% more than a year earlier, but the total loan stock kept falling: by 11% for legal entities, while lending to households grew by 20%. Substandard, doubtful and loss loans fell by about MDL 900 million to MDL 5.25 billion, or 16.2% of all loans. MAIB, Mobiasbanca, Moldindconbank (MICB) and Victoriabank top the ranking, with ProCreditBank and BCR Chișinău advancing.