Ranking of Banking Performance in the Republic of Moldova
Automatically translated summary. The full text is available in Romanian.
Independent Think Tank “Expert-Grup” has developed a Banking Performance Ranking to objectively assess and compare the results of banks operating in the Republic of Moldova and to inform the public. It is meant as a credible, independent source of information on the state of the banking sector.
The ranking rests on indicators covering capital adequacy, liquidity, asset quality, profitability and market share in the most important segments. Each bank is compared against benchmark values recorded by the banking sector in aggregate. The indicators also show whether a bank's management policy is conservative, focused on high liquidity and minimal risk, or based on more active lending, which entails greater risks.
The data are not commercial secrets: they come from financial reports published by commercial banks on their websites and from monthly reports compiled by the National Bank of Moldova. The ranking does not label banks “good” or “bad”, and it is not a guide for deciding where to place savings or raise financing. It is useful to the public and to banks as an independent analytical source for banking policy decisions.


