Bank Performance Ranking, April 2018
Automatically translated summary. The full text is available in Romanian.
At the end of April 2018, Moldova's banking system remained robust, according to the Independent Think Tank “Expert-Grup” bank performance ranking. Key prudential indicators stayed high, both in aggregate and for individual banks, while lending showed slight growth and banks continued to accumulate profit.
Capital adequacy stayed above 30% across the sector, and bank liquidity remained far above regulated limits, creating growing opportunity costs. Profit in the first four months of 2018 reached about MDL 555.4 million, reduced by a loss of MDL 118 million at BC Eximbank, which is restructuring its assets and passing to new shareholders.
The total loan stock reached MDL 32.5 billion, about MDL 200 million more than in March, driven by consumer loans. Housing loans to individuals grew by about MDL 80 million, likely reflecting early results of the “Prima casă” programme. Non-performing loans stood at 15.6%. MAIB, Mobiasbanca and Moldindconbank top the ranking, while ProCreditBank and BCR Chișinău advanced markedly.
Recent publications from Financial sector
See all
Monitoring Report on the Implementation of the State Property Management Strategy for State-Owned Enterprises and Companies with Fully or Majority State Capital
Position Paper. The Involution of the Budget Process in the Republic of Moldova
Position Paper “Government Factoring – a Solution for Reviving Moldova’s Agricultural Sector”
