Bank Performance Ranking, July 2018
Automatically translated summary. The full text is available in Romanian.
At the end of July 2018, the main financial and prudential indicators of Moldova's commercial banks were rising, both in aggregate and, in most cases, individually. The Independent Think Tank “Expert-Grup” ranked the banks by performance, with Moldova-Agroindbank, Mobiasbanca and Moldindconbank leading the table.
Risk-weighted capital adequacy stood at about 27% for the whole sector, ranging from 19.6% to 63% across banks, despite new capital and credit-risk calculation rules. Liquidity remained far above regulatory limits, indicating slow improvement in intermediation. Profit reached MDL 1.1 billion, dragged down by losses at a single bank, BC Eximbank (MDL -40.6 million).
The total loan stock was MDL 33.4 billion, up about MDL 219 million on the previous month, driven by food industry loans (+MDL 139 million) and consumer loans (+MDL 111 million), while trade loans fell (-MDL 105 million). Housing loans to individuals rose by MDL 88 million. Non-performing loans accounted for about 14.4%, ranging from 5% to 35% by bank. The three leading banks, all systemically important, hold about 80% of sector profit and 68% of assets.
Recent publications from Financial sector
See all
Monitoring Report on the Implementation of the State Property Management Strategy for State-Owned Enterprises and Companies with Fully or Majority State Capital
Position Paper. The Involution of the Budget Process in the Republic of Moldova
Position Paper “Government Factoring – a Solution for Reviving Moldova’s Agricultural Sector”
