Financial Education Campaign “Make Sense of Money”: The Financial System
Automatically translated summary. The full text is available in Romanian.
As part of the financial education campaign “Dă sens banilor” (“Make Sense of Money”), a note explains the financial system in Moldova: the institutions that channel money from savers to those who spend, the markets where they meet, and the instruments they use. It was funded by the British Embassy in Chișinău.
The note describes the financial system as a set of institutions that move money from savers (creditors) to borrowers (debtors) who pay a price to fund projects. People use it daily, for example when paying phone bills or using bank cards, yet concepts such as inflation, interest, credit and the capital market can be difficult. Understanding them supports wiser decisions, and the system aims to include vulnerable groups.
Financial institutions include banks, non-bank lending organisations and savings and loan associations. In Moldova, standards are set by the National Bank of Moldova and the National Financial Market Commission. Markets differ by instrument: banking, foreign exchange and capital markets. Instruments cover deposits, loans, non-bank loans, financial leasing, mortgages, insurance and company shares traded on the stock exchange.
Recent publications from Financial sector
See all
Monitoring Report on the Implementation of the State Property Management Strategy for State-Owned Enterprises and Companies with Fully or Majority State Capital
Position Paper. The Involution of the Budget Process in the Republic of Moldova
Position Paper “Government Factoring – a Solution for Reviving Moldova’s Agricultural Sector”
